I have spent my entire career working with physician families. This experience of coaching hundreds of families is incredibly valuable and contributes to the guidance I provide to my clients. I want to help doctors avoid mistakes and a big part of that is accomplished by learning from others who have traveled a similar path before you. I help transfer that knowledge and experience from my older clients to my younger ones.
You can’t rely solely on experience though. To provide great guidance, formal training is critical as well. Here is a short description of the designations I have qualified for:
CFP® or CERTIFIED FINANCIAL PLANNER™
Qualifying to use the CFP® designation requires completing the CFP® formal education program, passing the CFP® exam, having more than 6,000 hours of qualifying experience, and demonstrating adherence to a standard of professional ethics. A CFP® professional is trained to take a holistic, personalized approach to bring all the pieces of your financial life together.
CSLP® or CERTIFIED STUDENT LOAN PROFESSIONAL
With almost all my clients being physicians, creating a strategy for repaying medical school student loans is often the most pressing and most common financial concern I hear about. The CSLP® education program was created to educate financial professionals about all facets of student loans and various repayment strategies. I was the first financial professional in the state of Oregon to meet the requirements and pass the test for qualifying to use the CSLP® designation.
RICP® or RETIREMENT INCOME CERTIFIED PROFESSIONAL
A problem I’ve encountered numerous times in my career is folks often talk about retirement as a “finish line”. However, the reality is that there often will be two, three, or even four decades of life beyond the point of your earned income slowing down or stopping entirely that we need to prepare for. Many people focus so much on the “accumulation” period of their life while they are working and they don’t spend enough effort on the “distribution” of income when they are living on their savings. The RICP® focuses on addressing this concern.
